Making the right choice in selecting a credit card

Having a credit card is not an easy responsibility because you have to discipline yourself not to spend too much. Having one especially with high credit limit is really a challenge because it means you can buy whatever you like at the moment. Anyway it’s really up to you to control yourself not to spend too much and think about paying the credit card bills as part of the monthly budget. You should only spend what you earn or else you will be swallowed in immense amount of debts which is not really a good way to live.

Having one is a responsibility and think about having more than one credit card? Yes it’s true there are people who just happen to have bigger income so they can avail more than one credit card. How can you handle that? Let’s face it temptation to spend more is always there if you have a credit card and it’s even more complicated if you have more than one. You have to pay for the membership fee as well as the interest. The easiest way to do is to consolidate your debts or balance transfer credit cards because in that way you can monitor how much you spend and also to save on membership fees.

This site lets you compare credit card offers from different financial credit card providers. Here you can also search by card types, search card issuers, search by brand and also read on latest news on credit cards. The best thing about it is that you can select the credit card that offers much advantage like lesser membership fees and lesser interest rates as well as providing incentives and cash back. You can also transfer your balance to another credit card that offers lower interest rates .

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Goodbye Kiko

This month was indeed sad because we lost another talented singer in the Philippines, our master rapper Francis Magalona. I’m not really a fan but I’m one of the thousands who admired him. He is just too young and handsome to die at only 44 yrs old leaving behind his eight children. Leukemia, the killer cancer was the culprit it was just days before he will have bone marrow transplant but it turns out that he was too weak because he got infected with pneumonia and died. He died eight months after he was diagnosed with cancer.

He is leaving behind the showbiz world and memories of his songs that are mainly hip hop rap and commonly depicting patriotism to our country. He also loves photography and shirt designs. Among his hit songs is Mga Kababayan Ko and kaleidoscope.

The warm Arizona weather

I’ve heard that the weather in Arizona is ranging from 60F to 70F and I think it’s similar to where I live. In the Philippines the weather ranges from 60F – 80F and I think it’s already warm not to have to an air conditioner. It’s also the main reason why I avoid getting out in the sun at around 11:00 am to 3:00 pm because it’s the hottest time of the day. In the early morning I do like to bask under the sun because I like to feel the natural warmth and gaze at the deep blue cloudy skies above. I like the warm season because it makes me feel so alive and I don’t like the rainy seasons because it’s wet and cold and I spend most of my time indoors while complaining about the weather. If ever I will live somewhere else abroad, Arizona will be the first thing on my mind because like the Philippines it has a warm sunny weather that I’m comfortable with. There is an Arizona real estate that sells and lease beautiful houses and I hope I could afford one if given a chance to live there.